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Motor Vehicle Accident Compensation in New York If you're injured from a motor vehicle collision that the state of New York deems serious, you could be eligible to sue for compensation. Your lawyer can advise you on whether your injuries fall within this threshold. Insurance companies are adept in denying the severity of your losses. Insurance companies can offer settlements that aren't enough to cover your losses. Damages If you have suffered injuries in an automobile accident, you may be entitled to compensation. These damages are meant to pay for your losses and expenses, such as medical bills, lost wages, and property damage. You can also receive compensation for suffering and pain. This type of compensation could be subjective and difficult to quantify. However, a skilled and experienced tort lawyer can help you receive the most compensation for your injuries. If, for instance you sustain an injury that results in a permanent impairment of your arm or your leg and leg, you may be able to claim compensation for future costs that are associated with the impairment. These might include physical therapy, surgeries, or prosthetics. A permanent loss of a leg or a disfigurement could cause emotional trauma that lasts a lifetime and a decreased quality of life. This is referred to as mental anguish. Non-economic damages are more tangible and insurance companies frequently attempt to devalue these types of harms. Morgan & Morgan's knowledgeable tort lawyers can make sure that you receive the full value of your general damages. Medical bills If you're injured in a motor vehicle crash medical bills can pile up quickly. You might feel overwhelmed by the costs particularly if still recovering from your injuries. There are a variety of ways to assist victims of car accidents pay their medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the victim's first medical expenses after an accident. PIP will pay for the loss of income if an individual is unable to work for up to 90 days. In addition to PIP, a victim's health insurance and Medicare can also be used to pay their medical bills. The only condition is that the patient must prove that the costs are directly related to the incident. This can be done by submitting bills and receipts from the doctor. Some doctors and hospitals may allow a person injured to negotiate a payment agreement in exchange for a lien on the victim's personal injury settlement or verdict. These liens are typically called medical liens or hospital liens. If you fail to settle these debts within a reasonable amount of time, the debts could be sent to collection. By keeping track of and storing their mileage receipts, the victims may also be able to claim reimbursement for travel expenses to and from medical appointment. Lost wages If you have to miss work due to an accident in your vehicle it could be extremely difficult to pay the bills. Losing a few weeks of pay or even a month can be a huge loss for Americans who live pay check to paycheck. Fortunately, motor vehicle accident attorneys des moines of car accidents typically recover lost wages in car accident lawsuits. Typically, lost wage claims are calculated by determining the amount of time a injured person could have worked regardless of their injuries. This can include missed shifts or overtime, and also any work that is performed during an hospital stay. To prove the loss of income the plaintiff should request documentation from the employer. This could include letters that confirm their time away from work, as well as their hourly rate or salary. Pay stubs or copies of the injured person's last tax return could be included as other documentation. It is vital that the demand package be filed as soon as it is possible after a car accident. The injured party will be able to receive the maximum benefit out of their claim. Additionally the evidence of the incident may be more compelling when it is made available as quickly as it is possible. Pain and suffering The physical and emotional distress that result from a car accident can be very difficult to put a price on. But, it's important to seek out compensation for these damages in the case of your accident. These are referred to as non-economic damages. These damages may include suffering and pain and loss of enjoyment of life, PTSD, and more. These expenses can be difficult to quantify because it may take some time to fully comprehend the impact of your injury. Your lawyer can use either of two methods to determine the amount of pain and suffering damages. The most commonly used method is the multiplier system, where your entire economic damages are added up—including the future and past medical bills, any loss of income from work due to your injury, and damage to property. Then, it is multiplied by a number that ranges from 1.5 to 5. The more significant the number, the more serious your injuries are considered to be. Per diem is a different method to gauge the amount of pain and suffering. Your lawyer may request that the jury award a dollar amount per day that you endure. This is especially beneficial to accident victims who work outside of the home or have to care for children while they heal from their injuries.